Cowlitz News and Real Estate


First Times Home Buyer Tips

First Times Home Buyer Tips

If you are you in the process or are thinking about buying your first home, there hasn't been a better time to do it than right now, home prices are way down from the previous couple years, interest rates are history low, there are too many great deal out there like bank foreclosures, short sales among others. If you are serious about buying a home, here are some tips to consider that I hope will be helpful on getting you ready to make your dream a reality.

1. Contact a reputable local REALTOR® to assist you with all necessary steps in home buying process. A knowledgeable real estate agent should be able to answer most questions or direct you to a good source for an answer related to home buying process, local communities, neighborhoods, local schools, etc.

2. Educate yourself as much as possible about the home buying process so you can make a wise decision. Some resources would be; the Internet where there is always a wealth of available information, a local first home buyer seminar if available or contact a knowledgeable local REALTOR® for a first time home buying consultation.

3. Before you begin your house hunting, make sure to know what you are looking for and how much you'll be able to spend. Make your own wish list of those absolutely things you must have and a list of the things would be nice to have but that you could live without.

4. Your real estate agent could help you find a knowledgeable local lender, if you don't have one, to see if you qualify to buy a home, see how much you can afford, what mortgage program are available and which program will best fit you needs. If it is possible use a local reputable lender, nothing against out of the area or on-line lenders, (that its another post), but you need someone easily accessible to quickly take care unexpected issues that may arise through out the transaction.

5. Once you find a home and have your offer accepted, stay in close contact with your lender and real estate agent through out the closing process. It is very important to provide all information and document needed in a timely manner to not miss or dilate important deadlines like home inspection responses, appraisal and closing date.

You can find more first time home buyer tips here and more information about the buying process in the following articles or websites:

Cowlitz County home buyer guide.

The closing cost of a real estate transaction.

Things to look for when purchasing home with land.

Or visit the HUD website for wealth of information about home buying process.

Featured Listings

Venancio Gonzalez - GRI, e-PRO Broker with Windermere Kelso/Longview, serving Longview, Kelso and surrounding Cowlitz County real estate markets. or (360) 751 4001.

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Comment balloon 4 commentsVenancio Gonzalez • April 04 2009 02:44AM


My goodness.  Why is finding a reputable Realtor not #1. 

If a prospective buyer is working with a good buyer's agent, their agent will assist them with all of the tasks necessary to ge ready to buy a home. 

I want buyers to contact me first before they select a lender, try to educate themselves on the Internet, etc. 

Why shouldn't a buyer benefit from our knowledge and experience from step 1???

Posted by Lenn Harley, Real Estate Broker - Virginia & Maryland (Lenn Harley,, MD & VA Homes and Real Estate) about 10 years ago

I agree with Lenn. . a Realtor should be a priority #1 

Posted by Fernando Herboso - Broker for Maxus Realty Group, 301-246-0001 Serving Maryland, DC and Northern VA (Maxus Realty Group - Broker 301-246-0001) about 10 years ago

Lenn, Fernando - that makes perfect sense. I change it around to reflect your suggestion.  Thank you both for stopping by.

Posted by Venancio Gonzalez, Longview WA Real Estate Broker - 360-751-4001 (Windermere Kelso/Longview) about 10 years ago

You are a gentleman and a scholar.

Posted by Lenn Harley, Real Estate Broker - Virginia & Maryland (Lenn Harley,, MD & VA Homes and Real Estate) about 10 years ago