Opportunity is knocking!
No doubt that in this current U.S.A. depressed down economy it is scary out there with thousands of big and small businesses laying people off daily or cutting hours to working employees, unemployment getting to double digits in many places and millions of home owners in mortgage crisis. But all these challenges and uncertainty also bring many great opportunities to some people; it's just a matter of being prepared and ready to recognize them.
Here in Cowlitz County, we are facing all those challenges as the rest of the Nation but also getting some of those great opportunities. With mortgage rate a all time record low, home prices coming down to more reasonable level and way to many foreclosures on the market that banks are eager to get rid of, home owner ship is one of those opportunities. If you are one of the lucky ones to still have a job and have been responsible enough to taken care of your credit and managed to saved some money, you have a great opportunity to get a great deal on a home and make the home ownership a reality.
The newly approved and signed economy stimulus package will also bring more benefits for home buyers. The stimulus bill includes a housing agenda that increases the limit and drop features repayment for the home buyer tax credit, brings back 2008 FHA loan limits and help home owners facing foreclosures. They are also working on bringing back the down payment assistant and stimulating the housing market which is very much needed and seems to be a great support for both measures.
Over all, the future is looking better and if you have been on the fence about buying a home now is the time to act before is rates and prices start going up.
Venancio Gonzalez - GRI, E-PRO Realtor® with Windermere Real Estate Allen & Associates serving the Cowlitz County real estate market. firstname.lastname@example.org or (360) 751 4001.
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